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One Penny down on a new product^

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*Pricing begins 12/28/25 and ends 02/07/26 and applies only to new merchandise. Pricing, models, styles and availability may vary by store. Savings claim based on the advertised Price of Goods in installment sale agreement compared to non-promotional Price of Goods. Taxes and delivery not included. Quantities may be limited. Financing subject to credit approval. Applications for financing require a $25 processing fee, which will not be applied to principal or any Same As Cash amount. Not all buyers will qualify for credit. Lower APRs may be available based on credit approval. APRs, terms, down payments and monthly payments may vary. Minimum purchase of $250 required for financing. Available only at stores in Wisconsin and Minnesota. Transaction valid under Wisconsin and Minnesota law only. See Store Manager for complete details.

^ “1 Penny Down on a New Product” offer valid on a new sales installment contract started 01/18/26 through 01/24/26. Offer cannot be combined with any other discounts. Does not include tax, fees and charges you may incur. Quantities may be limited. Financing subject to credit approval. Not all buyers will qualify for credit. APRs, terms, down payments and monthly payments may vary. Minimum purchase of $250 required for financing. Applications for financing require a $25 processing fee, which will not be applied to principal or any Same As Cash amount. Customers eligible for this offer must use Promo Code “PENNYDOWN” to receive offer. Participating locations only. Offer good while supplies last and cannot be combined with any other promotion. Some exclusions apply. Not all customers or lease transactions will qualify. See Store Manager for complete details.

**“Build Your Credit History” does not apply to layaway. Our “Flexible Payment Options” include weekly, bi-weekly or monthly installment credit payment plans; 3 to 6 Months Same As Cash and layaway. For layaway, all you need is a place to live, a source of income, a single reference and proof of ID ($25 restocking fee applies if layaway is canceled). “6 Months Same As Cash” valid on items with a retail value between $1,250 and $1,749.99 and are valid only on new contracts; period ends 184 days after start of the new contract. Items with a retail value below $1,250 qualify for “3 Months Same As Cash” and are valid only on new contracts; period ends 93 days after start of the new contract (minimum purchase of $250 is required for financing). For Same As Cash options, interest begins to accrue on date contract is signed. You must make your regularly scheduled payments, including interest. Same As Cash options require additional payment during the Same As Cash period. If the total amount of principal and interest you pay during the Same As Cash period equals the Total Balance Due to Seller, as defined in the contract, then all interest paid will be applied to the principal amount of the loan. If payments made do not equal the Total Balance Due within the Same As Cash period, payments will be applied first to accrued interest with any remainder applied to the principal balance. Same As Cash option is not valid on layaway. “Service Included” on electronics and appliances while the contract is in good standing. Furniture service coverage is available under manufacturer’s warranty. Does not apply to tire sales. Tire service/warranty managed separately by tire manufacturer or selected installer. “Delivery and Set-Up Available”: Not all locations may be able to provide standard services. Call your store for local information. Participating locations only. See Store Manager for complete details. All trademarks, registered trademarks and/or service marks, indicated or otherwise, are the properties of their respective owners.

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